Hidden Risks of Target Date Funds

By: Jonathan Coughlin, Private Wealth Advisor with Munroe Morrow Wealth Management

 

 

 

Do you know how much stock exposure is still inside your target date fund?

In this short video, Jon highlights why relying solely on target date investing can introduce unexpected risk as retirement approaches. The strategy that helped you grow assets while working calls for more thoughtful planning as retirement nears.

He explains:

  • The surprisingly high stock exposure inside a typical 2030 retirement fund
  • Why many target date funds lean heavily toward growth and tech holdings
  • The importance of understanding how much risk you’re actually taking

 

A portfolio designed around your real timeline, income needs, and comfort with volatility can help you avoid unwanted surprises near retirement.

 

Is your investment strategy aligned with how close you are to retirement? Schedule a conversation.

 

 

Munroe Morrow Wealth Management is a full-service wealth management firm located in Boston, MA. We work with retirees across the US to help them make confident financial decisions.

 

This material is for general information only and is not intended to provide specific advice or recommendations for any individual.